Monday, August 27, 2018

WHAT IS THIS LIFE WORTH?

*THE END OF EVERY HOPE IS DEATH*

My house, my car, my children, my certificates, my job, my husband, my wife, my families, my clothes, my SHOE.....
My! My!! My!!! What?  Zero plus zero is Equal to Zero......


A man was informed about the departure of his father, but he tarried. When his father started smelling, their neighbors took his father to the mortuary for preservation.

A week later, he went to the mortuary to see the corpse of his father. When he was about to enter the place, there was a poster placed at the entrance of the mortuary, of which no one can escape it. It read:

“WE WERE LIKE YOU BEFORE, BUT WE ARE HERE NOW.”

The young boy read it, but it didn't make any sense to him. He went inside, checked the corpse of his father, after a few minutes, he made his step out. As he was about to step outside, he saw another inscription placed on a strategic location, which no one will escape. It says:

“YOU WILL SOON BE LIKE US.”

This last word touched his stone heart and he repented from that moment. From that moment, he understood,

Everything here on earth is like a dream, a vapor. Life itself is not real, as everything is temporal.
YOU WILL SOON BE LIKE THOSE THAT WERE ONCE LIVING, EATING, SLEEPING, WALKING, TALKING, LAUGHING HERE ON EARTH, BUT TODAY......
THEY'RE NO MORE.

When he got to his father's mansion, there was nobody to talk to, his father left his shoes, clothes, money, bed, cars, EVERYTHING. As he was searching his father's wardrobes, he saw untouched brand new dollars, well packed and arranged, but the owner of the money was in the mortuary, the young boy 
remembered, “WE WERE LIKE YOU BEFORE, BUT YOU WILL SOON JOIN US.” He cried the more.

You eat semolina with vegetables and fish, turkey, pomon, bokoto, fried rice, and drink wine today, but tomorrow, your flesh becomes a food for maggots.
You drive a nice car today, but tomorrow, an ambulance drives you.
You live in a mansion today, but tomorrow you live in burial ground.
You sleep in a nice bed today, but tomorrow, you sleep inside the Grave!

What? What?? What???
What is the approximate replacement for your soul?.

*Every soul shall taste death.* 
Please, ruminate on this piece of post, reconcile with your creator, and have a positive change of heart, so that your living on earth shall be to God's glory and at the end of your sojourning on earth, you will not end in oblivion.

A word is enough for the wise

_“Indeed we belong to God, and indeed to Him we shall return.”_

*Please share for others to benefit and to save a soul today  and you shall be rewarded as you do so.

FINANCIAL IMPLICATION

*Money Mistake 1* 
Never borrow money that accrues interest to start a business . That is to say, never borrow money to start a business expecting that the business will generate income to pay back the borrowed money plus the interest.

*Money Mistake 2* 
Never spend money you haven't received. Don't even promise someone money based on a promise you have from someone else. If someone tells you: "Ezra, come to my office tomorrow at 9am and pick #30K"don't go out to buy items on credit based on this promise, with the hope that you will pay off your creditor when the promised money comes; it may not come as promised and this will leave you in problems with your creditors.

*Money Mistakes 3*
If you want to save, whenever you receive money, don’t start spending hoping that you’ll save what remains. Normally what remains is zero because as long as money to spend is available, the numerous things you can spend it on are also available. And things to spend on even incite their 'relatives' so that you spend even more than you had planned. When money to spend is not available, we naturally find a way of doing without it. That's why I've learnt to save with an INVESTMENT CLUB. Once I send money there I assume I no longer have it. Before you spend any money, put your savings aside then spend what is left after saving.

*Money Mistake 4*
When you get an opportunity to meet a very wealthy person, never ask for money. Ask for ideas on how to make money. They may even choose to give you money on their own after seeing that your ideas are great, but let getting money from them never be your objective.

*Money Mistake 5* 
Keeping your seed instead of planting it. Many people stop at saving. It's very, very difficult to save and have all you need to maintain your lifestyle especially after retirement. When you save, your savings are seed; plant it. When you just keep the seed (saving money) some seeds begin to die (eaten by inflation and the like). That's why I recommend that you read about the different types of investment vehicles you can use to grow your savings. I am not necessarily talking about putting the money in a business, because you can easily lose money in  business. I am talking about putting it in an investment.

*Money Mistake 6*
Never lend someone money you are not willing to lose. By the time you lend someone money, be contented in your heart that should the person fail to pay, you will not die. You should not even lose that person's friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate this person’s entire clan, please advise the person to go to the bank.

*Money Mistake 7* 
Never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf. Do I have to explain that one? No, it's self-explanatory.

*Money Mistake 8*
Avoid keeping money you don't intend to use in the short-term within easy reach. For instance, don’t walk with #100K in your pocket when all you plan to do in a day costs #20K. Like I mentioned in Money Mistake 3, there are always expenses available to gobble any money that is within reach, so if you don't want to lose it, put it away in a safe place.

*Money Mistake 9*
Avoid keeping money in inappropriate places e.g. in socks, under the pillow, in a pit, in the sitting room, in the bra, in a travel bag that you will place somewhere in a bus ... impulse buying is a devil that will keep you busy!

*Money Mistake 10*
Spending money on an item that you can do without (at least for the time being). These days when I pick money from my pocket or wallet, before paying for something I ask myself: What would happen if I didn’t buy this? If I find I can live with the consequences of not having that thing, I smile and walk away.

*Money Mistake 11* 
Paying an amount for something that's not the minimum you can get that same value for. In other words, if you are along east Legon road and you pay #5K for a shoe that you can get at #3K at Makola  market, that's a money mistake except for those who have achieved financial freedom.

*Money Mistake 12:* 
Consistently spending all you earn or more than you earn. It's like having a drum where you have an inlet that's smaller than the outlet. It will never get full. And should the inlet ever reduce significantly the drum will run dry. If you do it the other way round and the inlet is bigger, it will get full and even overflow. Hence, we have to always ensure we are widening the inlet while narrowing the outlet – all the time. Your side hustle comes in handy!

*Money Mistake 13:*
Thinking about short-term only and forgetting about long-term or thinking about the long-term and forgetting about the short-term. For instance, Lydia was told that there's money in land. She saved money over a long period of time and bought 30 acres of land. Now she has the land but she is always broke. She is always complaining. She's disgruntled and she doesn't seem to see herself earning from the land in the near future. Now, let's ask ourselves: Having 30 acres of land and no money to feed your family or take a child to hospital, is that wealth or poverty? I think Lydia only looked at long-term needs and forgot that she has short-term needs that require money. What of those who find they are one paycheck away from salary? Are they thinking about the long-term needs?
 

Let’s take stock of our finances. How many mistakes are you guilty of? Do you now feel better-equipped to do better with these tips? Good luck, savers! Share this knowledge with your friends because it will not benefit you if you are selfish with it.

Thursday, August 23, 2018

WHY DOES A MAN SEE HIS WIFE AS LESS ATTRACTIVE THAN OTHER WOMEN?


Once, a man approached a scholar renowned for his profound wisdom and experience to complain to him, saying: “When I was fascinated by my wife, she was, in my sight the most beautiful thing in this world ever created by God.



“When I proposed to her, I began to see others equal to her in beauty.”



“When I married her, I saw many others that are more elegant than her!”



“A few years after our marriage, it appears to me as though all the women of this world are more classic and more sophisticated than my wife!!!”



The wise man: “Shall I tell you what is more disastrous and more bitter?”



The man: Sure



The wise man: *“Were you to marry all the women in this world, you will find the straying dogs on the highways more attractive than all the women of the world!!!”*



The man: “Why do you say so?



The wise man: “Be cause the problem is not with your wife. The problem is, if a man were gifted a covetous heart and lustful eyes, and he’s lacking in bashfulness, nothing satisfies his gaze except the sand of his grave. Gentleman, your problem is, you do not lower your gaze from what God has prohibited. Do you want your wife to be returned to her previous lofty position as the most beautiful woman on earth?


The man: “Positive.”

The wise man: “Lower your gaze...says God, “Tell the believing men to lower their gaze (from looking at forbidden things), and protect their private parts (from illegal sexual acts, etc.). That is purer for them. Verily, God is All-Aware of what they do.”

*That which is not in your possession will always appear to you to be better and more precious than what is in your possession. But once you lay your hands on it, it becomes ordinary. Be content with what you possess and do not be too selfish, courting all that glitter till you land in your grave.* 

*The worship of our creator is better and more attractive. The sweetness of good deeds are only appreciated by those who live for it.* *Finally, do not forget to invoke God to always beautify your wife in your sight and grant you her love and compassion.*

WHAT IS THIS LIFE WORTH?

*THE END OF EVERY HOPE IS DEATH* My house, my car, my children, my certificates, my job, my husband, my wife, my families, my clothes,...

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